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Investment Philosophy

With the efficiency of financial markets, we believe that the only way to achieve exceptional returns is by allocating a portion of your portfolio to sensible alternative investments.

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If you are interested to find out more, have any tax or financial structuring questions or want some insights on alternative investments, please contact us.

PPA Finance

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How does it work?

PRIVACY POLICY.
This privacy policy will govern how SOGO Subscriptions (Pty) Ltd ("SOGO", "us", "we", "our") will manage your personal information as a 'data subject' and governs the processing (which includes the collection, use and sharing) of personal information by SOGO which we may collect from you, or that you may provide to us either through our website or via email or other correspondence to us.
Important Notice
Please read the terms of this policy carefully to understand our views and practices regarding your personal information and how we will treat it.
By visiting our website at https://www.getsogo.co.za/ and/or submitting personal information to us, you agree to the practices described in this policy and you agree to SOGO, its directors, officers, employees, servants, agents and/or contractors and/or other third parties to process (which will include collecting, using and disclosing) your personal information for the purposes stated in this policy.
If you do not agree to this privacy policy, please do not use our website. Any use by you of our website will be deemed to constitute your acceptance of the terms in this privacy policy.
Process of Collecting Personal Information
SOGO will always collect personal information in a fair, lawful and reasonable manner to ensure that it protects an individual's right to privacy and will process the personal information based on legitimate grounds in a manner that does not adversely affect the data subject (you) in question.
SOGO generally collects personal information directly from data subjects or it may obtain personal information from third parties (where necessary or practically required).
Lawful Processing of Personal Information
SOGO will only process a data subject's personal information (other than for special personal information) where –
- consent of the data subject (or a competent person, where the data subject is a child under the age of 18) is obtained;
- processing is necessary to carry out the actions for the conclusion of a contract to which a data subject is a party;
- processing complies with an obligation imposed by law on SOGO;
- processing protects a legitimate interest of the data subject; and/or
- processing is necessary for pursuing the legitimate interests of SOGO or of a third party to whom the information is supplied.
SOGO will only process personal information where one of the legal bases referred to above are present.
Where required (i.e., where we are not relying on a legal ground listed above), SOGO will obtain the data subject's consent prior to collecting, and in any case, prior to using or disclosing the personal information for any purpose.
Where SOGO is relying on a data subject's consent as the legal basis for processing personal information, the data subject may withdraw his/her/its consent or may object to SOGO's processing of the personal information at any time. However, this will not affect the lawfulness of any processing carried out prior to the withdrawal of consent or any processing justified by any other legal ground provided under the Protection of Personal Information Act 4 of 2013 ("POPIA").
If the consent is withdrawn or if there is otherwise a justified objection against the use or the processing of such personal information, SOGO will no longer process the personal information.
Special Personal Information
Special personal information is sensitive personal information of a data subject and SOGO acknowledges that it will process Special personal information where –
- processing is carried out in accordance with the data subject's consent;
- processing is necessary for the establishment, exercise or defence of a right or obligation in law;
- processing is for historical, statistical or research purposes, subject to stipulated safeguards;
- the personal information has deliberately been made public by the data subject; or
- specific authorisation applies in terms of POPIA.
Purpose for Processing Personal Information
SOGO understands its obligation to make data subjects aware of the fact that it is processing their personal information and inform them of the purpose for which SOGO processes such personal information.
SOGO will only process a data subject's personal information for a specific, lawful and clear purpose (or for specific, lawful and clear purposes).
It will ensure that there is a legal basis for the processing of any personal information. Further, SOGO will ensure that processing will relate only to the purpose for and of which the data subject has been made aware (and where relevant, consented to) and will not process any personal information for any other purpose(s).
SOGO will generally use personal information for purposes required to operate and manage its business operations as a provider of solar power solutions to the general public. These purposes include one or more of the following non-exhaustive purposes –
- for the purposes of providing its services as a solar power solutions provider. This includes the administration, installation and maintenance of solar solutions;
- for purposes of engaging with third-party service providers and where relevant, for purposes of doing appropriate onboarding and vetting;
- for purposes of onboarding designated suppliers. For this purpose, SOGO will also process a supplier's personal information for purposes of facilitating payments, performing credit checks, and this may include engaging third party credit vetting agencies;
- in connection with the execution of payment processing functions;
- for purposes of monitoring the use of SOGO's electronic systems by consumers. SOGO will, from time to time, engage third-party service providers (who will process the data subject's personal information on behalf of SOGO) to facilitate this;
- for purposes of preventing, discovering and investigating non-compliance with this policy, and other SOGO policies, and investigating fraud, or other related matters;
- for employment-related purposes such as recruitment, administering payroll, and carrying out background checks.;
- in connection with internal audit purposes (i.e. ensuring that the appropriate internal controls are in place in order to mitigate the relevant risks, as well as to carry out any investigations where this is required);
- in connection with external audit purposes. For this purpose, SOGO engages external service providers and, in so doing, shares personal information of the data subjects with third parties;
- to respond to any correspondence that a customer, supplier or third party may send to SOGO, including via its website, email or by telephone;
- to contact the data subject for marketing purposes subject to the provisions below;
- in order to receive and address inquiries or complaints in respect of SOGO's services or functions as a solar power solutions provider;
- for such other purposes to which the data subject may consent from time to time; and
- for such other purposes as authorised in terms of applicable law.
Types of Personal Information and Special Personal Information Processed
SOGO collects and processes personal information required to effectively carry out its business. The personal information that is processed includes the following –
Data Subjects
Personal Information
Employees/Staff
· Name and Surname
· ID number
· Contact details
· Physical and postal address
· Date of birth
· Age
· Disability
· Biometric Information
· Employment history
· Criminal/background checks
· Education history
· Banking details
· Income tax reference number
· Remuneration and benefits information (including medical aid, pension/provident fund information)
· Disciplinary procedures
· Employee disability information
· Employee performance records
· Physical access records
· CCTV records
· Health and safety records
· Time and attendance records
New Job Applicants
· Name and Surname
· Address
· Contact details
· Email address
· Telephone number
· Details of qualifications and Skills
· Employment history
· Information about a data subject's entitlement to work in South Africa
Designated Suppliers and / or Third Parties
· Entity name
· Registration number
· Income tax number
· Contact details for representative persons
· FICA documentation
· BBB-EE certificates
· Invoices
· Bank Account and Payment details
Website Visitors
· IP address
· Email address / contact details (if provided by data subject)
· Marketing preferences
· Website history
Customers
· Names and Surnames
· Contact details
· Domicile
· Birthdate
· ID Number
· Gender
· Bank account details
Keeping Personal Information Accurate
SOGO will take reasonable steps to ensure that all personal information is kept as accurate, complete and up to date as reasonably possible depending on the purpose for which personal information is collected or further processed.
SOGO may not always expressly request the data subject to verify and update his/her/its personal information unless this process is specifically necessary.
SOGO, however, expects that the data subject will notify SOGO from time to time in writing of any updates required in respect of his/her/its personal information.
Storage and Processing of Personal Information by SOGO and Third Party Service Providers
SOGO may store your personal information in hardcopy format and/or in electronic format using SOGO's own secure on-site servers or other internally hosted technology. Your personal information may also be stored by third parties, via cloud services or other technology, with whom SOGO has contracted with, to support SOGO's operations.
SOGO's third-party service providers, including data storage and processing providers, may from time to time also have access to a data subject's personal information in connection with purposes for which the personal information was initially collected to be processed.
SOGO will ensure that such third-party service providers will process the personal information in accordance with the provisions of this policy, all other relevant internal policies and procedures and POPIA.
These third parties do not use or have access to your personal information other than for purposes specified by us, and SOGO requires such parties to employ at least the same level of security that SOGO uses to protect your personal information.
Retention of Personal Information
SOGO may keep records of the personal information it has collected, correspondence, or comments it has collected in an electronic or hardcopy file format.
In terms of POPIA, SOGO may not retain personal information for a period longer than is necessary to achieve the purpose for which it was collected or processed and is required to delete, destroy (in such a way that it cannot be reconstructed) or de-identify the information as soon as is reasonably practicable once the purpose has been achieved. This prohibition will not apply in the following circumstances –
- where the retention of the record is required or authorised by law;
- SOGO requires the record to fulfil its lawful functions or activities;
- retention of the record is required by a contract between the parties thereto;
- the data subject has consented to such longer retention; or
- the record is retained for historical, research or statistical purposes provided safeguards are put in place to prevent use for any other purpose.
Accordingly, SOGO will, subject to the exceptions noted in this policy, retain personal information for as long as necessary to fulfil the purposes for which that personal information was collected and/or as permitted or required by applicable law.
Once the purpose for which the personal information was initially collected and processed no longer applies or becomes obsolete, SOGO will ensure that the personal information is deleted, destroyed or de-identified sufficiently.
Use of Cookies
When accessing our website we will learn certain information about you during your visit.
Similar to other commercial websites, our website utilizes a standard technology called ‘cookies' (see explanation below) and server logs to collect information about how our site is used. Information gathered through cookies and server logs may include the date and time of visits, the pages viewed, time spent at our site, and the websites visited just before and just after our own, as well as your IP address.
A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a website, that site's computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each website can send its own cookie to your browser if your browser's preferences allow it, but (to protect your privacy) your browser only permits a website to access the cookies it has already sent to you, not the cookies sent to you by other sites.
You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of our website. Unless you have adjusted your browser setting so that it will refuse cookies our system will issue cookies when you log onto the website. If you accept a "cookie" or fail to deny the use of "cookies", you agree that we may use your personal information collected using "cookies" (subject to the provisions of this policy). Where you either reject or decline cookies, you are informed that you may not be able to fully experience the interactive features of our website.
Email Information Policy
If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received online, by email and by telephone. This also applies when you register on our website, sign up through any of our forms using your email address or make a purchase on our website.
Marketing
You may share personal information with SOGO via our website, including providing email addresses to sign up to our newsletter. The provisions of this policy apply to the personal information which is shared with SOGO on our website.
Where SOGO carries out any marketing activities, it will comply with its obligations under POPIA.
SOGO will ensure that a reasonable opportunity is given to the data subject to object to the use of their personal information for SOGO's marketing purposes when collecting the personal information and to "unsubscribe" or 'opt-out" of receiving marketing materials on each occasion of SOGO providing a marketing communication.
SOGO will not use your personal information to send you marketing materials if you have requested not to receive them and if you have requested that SOGO stop processing your personal information for marketing purposes, SOGO shall do so.
Use of External Links
Our website may contain links to many other websites and cannot guarantee the accuracy of information found at any linked site. Links to or from external sites not owned or controlled by, do not constitute an endorsement by or any of its employees of the sponsors of these sites or the products or information presented therein.
By accessing this website, you are agreeing to be bound by this policy and the terms of use contained herein, including all applicable laws and regulations. You further agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, please kindly refrain from using or accessing our website. The materials contained on our website are protected by the applicable laws and regulations of South Africa.Intellectual Property Rights
All copyrights, trademarks, patents and other intellectual property rights in and on our website and all content and software located on the site shall remain the sole property of or its licensors. The use of our trademarks, content and intellectual property is forbidden without an express written consent from SOGO.
Acceptable Use
Access to our website is permitted only in accordance with this policy. Without limiting any rights of SOGO as set out elsewhere in this policy, we reserve the right to suspend or terminate your access to and use of the website, or any part thereof, without notice, under th